Loan Documents Pack in Gujarat (લોન દસ્તાવેજ પેક)

Loan Documents Pack Details

When applying for a Loan Against Property (LAP) in Gujarat, banks and financial institutions require a set of verified property records to establish ownership, verify the property's title, check registered transactions and encumbrances, and complete legal due diligence before approving the loan.

mypatta Loan Documents Pack simplifies this process by procuring the essential property records required for loan and property verification. Instead of coordinating with multiple government departments, property owners can obtain the required documents conveniently, helping them organize their loan documentation and complete the verification process with fewer delays.

What is included for Non-Agricultural Property?

1. Certified Copy (પ્રમાણિત નકલ) - Certified copy of the registered property document issued by the Sub-Registrar, used to verify the registered ownership and transaction details of the property.
2. Certified EC (પ્રમાણિત બોજ પ્રમાણપત્ર) - Official record showing registered transactions, loans, mortgages, and other recorded encumbrances associated with the property for the selected period.
3. Certified Index 2 (પ્રમાણિત ઇન્ડેક્સ-૨) - Official registration record containing key details of a registered property transaction, including details of the parties, property and registration.
4. Property Card (મિલ્કત કાર્ડ) - Official urban property record containing ownership and property-related details, used for verification of properties recorded under the city survey/property card system.
5. Property Tax Receipt (મિલકત વેરા રસીદ) - Latest property tax receipt used to confirm payment of applicable municipal property taxes and support property verification.
6. Mortgage Report - Latest report indicating whether the property has an existing mortgage, charge, or other financial liability, where applicable.

What is included for Agricultural Property?

1. Certified Copy (પ્રમાણિત નકલ) - Certified copy of the registered ownership document used to verify the legal title and registered transaction history of the agricultural property.
2. Certified EC (પ્રમાણિત બોજ પ્રમાણપત્ર) - Official record of registered transactions and encumbrances associated with the agricultural property.
3. Certified 7/12 Utara (પ્રમાણિત ૭/૧૨ ઉતારો) - Official Gujarat agricultural land record containing important details such as the owner's name, survey or block number, land area, cultivation details and recorded encumbrances.
4. Certified Khata (8A) (પ્રમાણિત ૮એ ખાતા) - Official revenue record containing khata-wise ownership and landholding details, including the total land associated with a particular khata.
5. Certified Ferfar (6A) (પ્રમાણિત ફેરફાર નોંધ) - Official mutation record documenting changes in land ownership and revenue records, such as sale, inheritance, partition or other mutations.
6. ROR (હકનો રેકોર્ડ) - Record of Rights containing information relating to the rights and interests recorded against the land.
7. Old Ferfar / Old 7/12 - Historical land records that may be required to trace earlier ownership, mutations and land details during detailed title verification, where applicable.
8. Mortgage Report - Latest report indicating whether the property has an existing mortgage, charge or other financial liability, where applicable.