What is an Encumbrance Certificate (EC)?
An Encumbrance Certificate (EC) is an official document issued by the Sub Registrar Office that shows the transaction history of a property for a specific period. It records registered transactions such as sale deeds, mortgage deeds, gift deeds, or other transfers related to the property.
The EC helps property buyers and lenders verify whether the property has any existing loans, legal liabilities, or financial encumbrances.
The Encumbrance Certificate usually contains details such as:
- Property survey number or document number
- Names of buyer and seller involved in transactions
- Nature of transaction (sale, mortgage, gift, etc.)
- Date of registration
- Registration document number
EC is commonly required during property purchase, home loan approval, and legal verification of property title.
What is a Certified Copy or Nakal (CC)?
A Certified Copy or Nakal (CC) is an official duplicate copy of a registered property document issued by the Sub Registrar Office. It is an exact copy of the original registered document stored in government records.
Certified Copies are usually obtained when:
- The original property document is lost
- The document is required for legal verification
- The document is needed for bank loans or property disputes
What are Link Documents?
Link Documents refer to the set of previous property documents that establish the chain of ownership of a property over a period of time. These documents show how the property has been transferred from one owner to another through multiple registered transactions.
Property buyers and legal experts usually verify Link Documents for the past 20 to 30 years to ensure that there are no gaps or disputes in the ownership history.
How to Download Certified Copy or Nakal through mypatta
- Open mypatta and log in or sign up if needed.
- Go to property documents, ensure “Andhra Pradesh” is selected as the state, then tap the “Certified Copy/Nakal” icon.
- Enter District, SRO, Document Number, and Registration year details.
- Tap “Search”.
- Once Certified Copy/Nakal is available, tap “View Document”. You can then save, share, or download this document in PDF on your device.
How to Download Encumbrance Certificate(EC) through mypatta
- Open mypatta and log in or sign up if needed.
- Select State as Andhra Pradesh.
- Choose By Document Number or Survey/House Number tab.
- Enter Required Information.
- Once the Encumbrance Certificate (EC) is made available, you can download, save, or share it.
How to Download Andhra Pradesh Link Documents Online?
- Open mypatta and select Andhra Pradesh in state dropdown
- Click Link Documents and enter required Information
- Choose the Documents you want to order(Certified Copy, ROR-1B, FMB Map, EC, Adangal, House Tax Receipt, etc.).
- Place the order
- Once the Documents are made available, you can download, save, or share it
Difference Between EC, CC and Link Documents
An Encumbrance Certificate (EC) provides the history of registered transactions on a property for a specific time period, helping buyers verify whether the property has any financial or legal liabilities.
A Certified Copy (CC) is the official copy of a specific registered property document, such as a Sale Deed or Mortgage Deed, issued by the Sub Registrar Office.
Link Documents, on the other hand, represent the complete chain of ownership documents of a property, showing how the property has passed from one owner to another over many years.
In simple terms, EC shows the transaction history, CC provides the official copy of a particular document, and Link Documents establish the complete ownership history of the property.
Certified Copy, EC and Link Documents related Guidance by mypatta in AP Available in below Districts and SROs also
mypatta provides CC, EC and Link Documents related Guidance across major districts and SROs in Andhra Pradesh, including:
Anantapur District
Sri Sathya Sai District
Tirupati District
Other Major Districts
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FAQs
- 1. What is the purpose of an Encumbrance Certificate?+
An Encumbrance Certificate helps verify whether a property has any loans, mortgages, or registered transactions during a specific period.
- 2. Is a Certified Copy legally valid if the original document is lost?+
Yes. A Certified Copy issued by the Sub Registrar Office is considered legally valid proof of the registered document.
- 3. Why are link documents required during property purchase?+
Link documents help verify the ownership history of a property and ensure that there are no gaps or disputes in the title.
- 4. How many years of link documents should be verified?+
Usually, property buyers verify 20–30 years of link documents to confirm clear ownership history
- 5. Can EC and CC be downloaded online?+
Yes. Property documents such as EC and Certified Copies can be accessed through platform like mypatta.
Aditya
Aditya is a real estate content expert with 3+ years of experience in property research and documentation. He writes about land record systems and digital tools that make property transactions easier.
