ఆంధ్రప్రదేశ్లో రుణ పత్రాల ప్యాకేజీ

Loan Documents Pack Details

When applying for a Loan Against Property (LAP) in Andhra Pradesh, banks and financial institutions require a set of verified property records to establish ownership, confirm a clear title, and complete legal due diligence before approving the loan.

mypatta Loan Documents Pack simplifies this process by procuring all the essential property records required for loan verification. Instead of coordinating with multiple government departments, property owners can obtain the required documents quickly and conveniently, helping them complete their loan application with confidence and without unnecessary delays.

Below is the list of documents and services (such as Legal Opinion) generally required for different types of properties when applying for a Loan Against Property (LAP).

Documents required for Agricultural Property

1.Registered Ownership Documents (If the property is owned by a Sale Deed / Gift Deed / Partition Deed / Will Deed, etc.)

2.Pattadar Passbook

3.Latest Certified Adangal and ROR-1B

4.Possession Certificate (where applicable)

5.NOC / No Objection Certificate (If property is owned by D-Patta / Military Patta)

6.Sub-Division Copy & Sub-Division Statement (If property is partitioned in between family / friends / partners)

Documents required for Open Plot

1.Registered Link Documents

2.Approved Layout / Layout Approval

3.Digital Encumbrance Certificate (1983 to Present)

4.Manual Encumbrance Certificate (1954 to 1982)

5.RH Copy (1933 to 1953, only in some cases, if the property has no transactions in manual EC period)

Documents required for Individual House (Residential Property)

1.All documents required for Open Plot

2.Building Approval Plan

3.Property Tax Receipts

4.Electricity Bills

Documents required for Individual House (Commercial Property)

1.All documents required for Open Plot

2.Building Approval Plan

3.Property Tax Receipts

4.Electricity Bills

5.Vacant Land Tax (VLT) Receipts (If the property is vacant and no building is constructed)

Documents required for Flat in an Apartment

1.All documents required for Open Plot

2.Building Approval Plan

3.Property Tax Receipts

4.Electricity Bills

5.Municipality / Corporation / Urban Development Authority Permission Certificate

Additionally Required

Legal Opinion - A Legal Opinion is mandatory for all types of properties when applying for a loan. mypatta's senior property lawyer will review the property documents and prepare a detailed Legal Opinion to support the loan verification process.