The digitally signed Encumbrance Certificate (EC) is a legally certified document issued by the Registration Department of Kerala. It provides a verified record of all registered transactions and encumbrances related to a property, such as mortgages, sales, leases, or claims. This document serves as official proof of ownership and property status, ensuring that the property is free from legal or financial disputes.
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Trusted by 3 lakh+ customersWhat information is included in a digitally signed EC in Kerala?
The EC includes details like the property owner's name, property description, transaction history, encumbrances (if any), and the registration details of each transaction.
Is a digitally signed Encumbrance Certificate mandatory for property transactions?
Yes, a digitally signed Encumbrance Certificate is often mandatory for property transactions to verify the legal and financial status of the property, ensuring there are no disputes or liabilities.
Can I access the EC for a property that is not registered online?
No, the EC can only be generated for properties registered in the Kerala Registration Department’s digital database.
Can I request a digitally signed Encumbrance Certificate for properties owned by others?
Yes, a digitally signed Encumbrance Certificate can be requested for any property, as it is public information. However, you must provide sufficient property details like document number or registration details.
Can I use a digitally signed Encumbrance Certificate for bank loans?
Yes, a digitally signed Encumbrance Certificate is accepted by most banks and financial institutions for loan processing, as it is legally valid and certified.
