Certified EC

The Gujarat Digitally Signed Encumbrance Certificate (EC) is an official document issued by the Sub-Registrar's Office under the Inspector General of Registration, Government of Gujarat. It provides a comprehensive record of all registered financial and legal liabilities, as well as transaction history, associated with a property for a specified period.

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Use cases

Verify Ownership
Buy or Sell Property
Transaction History
Apply for Loans or Mortgages
Legal Disputes/ Litigations

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Frequently Asked Questions

1

What information does a digitally signed Encumbrance Certificate contain?

A digitally signed Encumbrance Certificate includes details like the property owner’s name, transaction history, survey number, extent and other encumbrances recorded for the property.

2

Is a digitally signed Encumbrance Certificate mandatory for property transactions?

Yes, a digitally signed Encumbrance Certificate is often mandatory for property transactions to verify the legal and financial status of the property, ensuring there are no disputes or liabilities.

3

Can a digitally signed Encumbrance Certificate show undisclosed encumbrances?

No, the digitally signed Encumbrance Certificate only reflects transactions or liabilities officially registered with the government. Any unregistered encumbrances will not appear.

4

Can I request a digitally signed Encumbrance Certificate for properties owned by others?

Yes, a digitally signed Encumbrance Certificate can be requested for any property.

5

Can I use a digitally signed Encumbrance Certificate for bank loans?

Yes, a digitally signed Encumbrance Certificate is accepted by most banks and financial institutions for loan processing, as it is legally valid and certified.

Certified EC
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