AnEncumbrance Certificate (EC)is a legal document used in Tamil Nadu to establish that a property is free from any monetary or legal obligations. It provides a record of all registered transactions related to the property that have been registered with the registration, ensuring that it is safe for sale, purchase, or transfer.
Tamil Nadu Encumbrance Certificate (EC)- How To Download it Instantly Online & Verify Property Ownership
- Open mypatta and log in or sign up if needed.
- Select State as Tamil Nadu.
- Provide required information.
- Once the Encumbrance Certificate (EC) is made available, you can view EC, download EC, save, or share it.
Through mypatta, you can access Encumbrance Certificate (EC) instantly online without any worries. It also allows you to check your encumbrance certificate in Tamil effortlessly.
How to Read and Understand Tamil Nadu Encumbrance Certificate (EC)?
Tamil Nadu EC contains important information which can help in Verify Ownership, Buy or Sell Property, Apply for Loans or Mortgages, Legal Disputes/Litigations, Transaction History. In Encumbrance Certificate (EC) you will find:
- Property Owner Details: Names of the current and previous owners, ensuring clarity of ownership.
- Survey Number / Subdivision Number: Exact property identification through land survey number and subdivision details.
- Property Details: Land extent, location, boundaries, and description of the property.
- Transaction History: Records of all transactions including sale deeds, mortgages, settlements, leases, and partitions.
- Parties Involved: Names of buyers, sellers, and any institutions (like banks) involved in property dealings.
- SRO Details: Name and location of the Sub-Registrar Office (SRO) where the property is registered.
- Nil Encumbrance Certificate: Issued if no transactions or liabilities are found on the property.
- Digital Signature: The Registrar’s electronic signature that validates the certificate as legally authentic.
Who Should Have Tamil Nadu Encumbrance Certificate (EC)?
- Sellers – For proving ownership before registration.
- Buyers – For verifying title, property details, and encumbrance certificate status.
- Banks / Financial Institutions – To check property encumbrances for loan approvals.
- Anyone – Who needs to check EC online or download EC online for legal or verification purposes.
Why You Should Download Tamil Nadu Encumbrance Certificate (EC) Through mypatta?
- Trusted by 3 Lakh+ customers
- 50 Lakh+ Documents delivered
- mypatta Guarantee – Your money is safe with us – guaranteed delivery or 100% amount refund.
Frequently Asked Questions (FAQs)
- 1) Can I get an Encumbrance Certificate for agricultural land in Tamil Nadu?
Yes, Encumbrance Certificates can be obtained for all types of properties, including agricultural land.
- 2) Does the Encumbrance Certificate guarantee ownership of the property?
No, the Encumbrance Certificate only certifies the absence of encumbrances. Ownership should be verified separately through other documents like Certified Copy, which also you can get from “Certified Copy” option in mypatta.
- 3) What is the validity period of an Encumbrance Certificate?
The Encumbrance Certificate reflects even the latest transactions recorded for a property. Since property transactions can occur at any time, the most recent version is typically required for official use.
- 4) I cannot find my Encumbrance Certificate on mypatta. What should I do?
Double-check the property details entered. If the issue persists, contact our customer support team or visit the Sub-Registrar’s Office.
- 5) What is the fee for obtaining the Encumbrance Certificate?
It is available completely free on mypatta. However, if you want a digitally signed copy of Encumbrance Certificate then you can continue with the Signed EC option present in mypatta and place an order for it.
Key Takeaways
- The Encumbrance Certificate (EC) in Tamil Nadu is essential for verifying property ownership and legal status.
- It is required for home loans, property registration, and title verification.
- With mypatta, you can easily apply for EC online, view EC details, and download the EC certificate.
- No need to visit the SRO—mypatta offers a fast, convenient, and paperless EC access process.
Need help? Contact us on – +91 9177458818
