The Digitally Signed Encumbrance Certificate (EC) in Kerala is an official document verifying all registered transactions and encumbrances on a property. It serves as proof of ownership and confirms the property is free from disputes or liabilities.
How to Download Kerala Encumbrance Certificate (EC) Quickly Online?
- Open mypatta and log in or sign up if needed.
- Select State as Kerala.
- Provide District, SRO, Document Number and Registration Year.
- Once the Encumbrance Certificate (EC) is made available, you can download, save, or share it.
How to Read & Understand Kerala Encumbrance Certificate (EC)?
- Document Number: Unique property registration identifier
- SRO: Sub-Registrar Office details
- Nature of Document: Type of registered deed
- List of Party Names: Names of involved parties
- Registration Date: Official document registration date
- Block Number: Specific property block identifier
- Survey and Subdivision Number: Land parcel identification details
- District, Taluka, Village and Dessam: Administrative location information
- Details of Previous Registered Document: Reference to earlier transactions
- Digital Signature for Authentication: Official verification and approval
Who Should Have Kerala Encumbrance Certificate (EC)?
- Sellers – For proving ownership
- Buyers – For verifying title
- Anyone – Looking to download EC for future requirements
Why You Should Download Kerala Encumbrance Certificate (EC) Through mypatta?
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Frequently Asked Questions (FAQs)
1) Can an Encumbrance Certificate show joint ownership of a property?
Yes, if a property has joint ownership, the EC will reflect the names of all owners and their respective shares or interests in the property as recorded in the transactions.2) Can I use a digitally signed Encumbrance Certificate for bank loans?
Yes, a digitally signed Encumbrance Certificate is accepted by most banks and financial institutions for loan processing, as it is legally valid and certified.3) Can I access the EC for a property that is not registered online?
No, the EC can only be generated for properties registered in the Kerala Registration Department’s digital database.4) Is a digitally signed Encumbrance Certificate mandatory for property transactions?
Yes, a digitally signed Encumbrance Certificate is often mandatory for property transactions to verify the legal and financial status of the property, ensuring there are no disputes or liabilities.5) Can I request a digitally signed Encumbrance Certificate for properties owned by others?
Yes, a digitally signed Encumbrance Certificate can be requested for any property, as it is public information. However, you must provide sufficient property details like document number or registration details.Key Takeaway
- The Encumbrance Certificate (EC) in Kerala is a vital document confirming that a property is free from legal or financial claims.
- You can easily apply for an EC online, view it digitally, and download it in minutes using mypatta.
- Checking the EC is essential before buying or investing in property to ensure a safe and secure transaction.
- The EC provides legal and financial clarity, helping avoid disputes and fraudulent transactions.
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