The Digitally Signed Encumbrance Certificate (EC) in Kerala is an official document verifying all registered transactions and encumbrances on a property. It serves as proof of ownership and confirms the property is free from disputes or liabilities.
How to Download Kerala Encumbrance Certificate (EC) Quickly Online?
- Open mypatta and log in or sign up if needed.
- Select State as Kerala.
- Provide District, SRO, Document Number and Registration Year.
- Once the Encumbrance Certificate (EC) is made available, you can download, save, or share it.
How to Read & Understand Kerala Encumbrance Certificate (EC)?
Kerala Encumbrance Certificate (EC) contains important information which can help in Verify Ownership, Buy or Sell Property, Apply for Loans or Mortgages, Legal Disputes/Litigations, Transaction History. In EC you will find:- Document Number: Unique property registration identifier
- SRO: Sub-Registrar Office details
- Nature of Document: Type of registered deed
- List of Party Names: Names of involved parties
- Registration Date: Official document registration date
- Block Number: Specific property block identifier
- Survey and Subdivision Number: Land parcel identification details
- District, Taluka, Village and Dessam: Administrative location information
- Details of Previous Registered Document: Reference to earlier transactions
- Digital Signature for Authentication: Official verification and approval
Who Should Have Kerala Encumbrance Certificate (EC)?
- Sellers – For proving ownership
- Buyers – For verifying title
- Anyone – Looking to download EC for future requirements
Why You Should Download Kerala Encumbrance Certificate (EC) Through mypatta?
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Frequently Asked Questions (FAQs)
1) Can an Encumbrance Certificate show joint ownership of a property?
Yes, if a property has joint ownership, the EC will reflect the names of all owners and their respective shares or interests in the property as recorded in the transactions.2) Can I use a digitally signed Encumbrance Certificate for bank loans?
Yes, a digitally signed Encumbrance Certificate is accepted by most banks and financial institutions for loan processing, as it is legally valid and certified.3) Can I access the EC for a property that is not registered online?
No, the EC can only be generated for properties registered in the Kerala Registration Department’s digital database.4) Is a digitally signed Encumbrance Certificate mandatory for property transactions?
Yes, a digitally signed Encumbrance Certificate is often mandatory for property transactions to verify the legal and financial status of the property, ensuring there are no disputes or liabilities.5) Can I request a digitally signed Encumbrance Certificate for properties owned by others?
Yes, a digitally signed Encumbrance Certificate can be requested for any property, as it is public information. However, you must provide sufficient property details like document number or registration details.Need help? Contact us on – +91 9177458818
